1. Introduction

1.1 About Circle Hub:
 Circle Hub is a family and co-parenting management platform designed to help users organize schedules, track expenses, communicate securely, and store important documents.

1.2 Eligibility:
 You must be at least 18 years old to use the app. If you are under 18, you may only use Circle Hub with the consent of a parent or legal guardian.

1.3 Acceptance of Terms:
 By creating an account, accessing, or using the app, you agree to these Terms, our Privacy Policy, and any other policies referenced herein.

2. Use of the App

2.1 Account Registration:
 You must provide accurate and up-to-date information during registration. You are responsible for maintaining the confidentiality of your login credentials.

2.2 Prohibited Activities:
 You agree not to:

· Use the app for illegal purposes or activities.

· Share content that is abusive, defamatory, harmful, or violates another’s rights.

· Attempt to hack, disrupt, or exploit the app or its systems.

2.3 User-Generated Content:
 You retain ownership of any content (e.g., messages, documents) you upload to Circle Hub. By uploading, you grant us a non-exclusive, royalty-free license to store and display the content as necessary for app functionality. We reserve the right to remove any content that violates these Terms.

2.4 Accessibility:
 We are committed to ensuring the app is accessible to all users, including those with disabilities, and strive to comply with applicable accessibility standards.

3. Payments and Subscriptions

3.1 Subscription Plans:
 Circle Hub offers free and paid subscription plans. Paid plans provide additional features, such as advanced notifications, increased storage, and premium tools.

3.2 Billing and Renewal:

· Subscription fees are billed monthly or annually, depending on the plan selected.

· Your subscription will auto-renew unless canceled at least 24 hours before the end of the current billing period.

3.3 Trial Periods:
 If offered, free trials automatically convert to paid subscriptions unless canceled before the trial period ends. Users will be notified of trial expiration in advance.

3.4 Refunds:
 Refunds may be issued in the following cases:

· Billing errors or unauthorized charges.

· Service unavailability for a prolonged period.

· Requests made within 14 days of the initial subscription purchase, where required by law.

4. Privacy and Data Security

4.1 Data Collection and Usage:
 We collect and process personal data in accordance with our Privacy Policy.

4.2 End-to-End Encryption:
 Certain features, such as messaging and document storage, include encryption to protect your data.

4.3 Data Breach Protocol:
 In the event of a data breach, we will notify affected users within [X] days, as required by applicable laws, and provide details on remedial actions.

4.4 User Rights:
 You have the right to access, rectify, or delete your personal data. Requests can be made via [Contact Information].

5. Intellectual Property

5.1 Ownership:
 All content, design, and code related to Circle Hub are owned by Granger PR Firm, LLC. Users may not copy, distribute, or reverse-engineer any part of the app.

5.2 Trademarks:
 Circle Hub’s name, logo, and related trademarks are the property of  Granger PR Firm, LLC.

6. Liability and Indemnification

6.1 Third-Party Content:
 Circle Hub integrates with third-party services (e.g., Stripe). We are not liable for the functionality or compliance of these services.

6.2 Indemnification:
 Users agree to indemnify and hold harmless  Granger PR Firm, LLC from any claims, damages, or liabilities arising from their use of the app or violation of these Terms.

6.3 Force Majeure:
 We are not liable for delays or failures caused by events beyond our reasonable control, such as natural disasters or technical disruptions.

7. Governing Law and Arbitration

7.1 Governing Law:
 These Terms are governed by the laws of Texas.

7.2 Dispute Resolution:
 Disputes will be resolved through binding arbitration in Texas, except where prohibited by law.

8. Termination

8.1 Termination by User:
 You may delete your account at any time through the app. Once deleted, your data will be permanently removed within 24 hours.

8.2 Termination by Circle Hub:
 We reserve the right to suspend or terminate accounts for violations of these Terms. No refunds will be provided for termination due to policy violations.